Find Approved Credit Counseling Agencies: Your Guide Featuring Pioneer Credit Counseling

Navigating financial challenges can be overwhelming, and seeking guidance is a responsible step towards regaining control. For individuals exploring options like bankruptcy or simply aiming to improve their financial health, credit counseling agencies play a crucial role. These agencies, approved by the U.S. Trustee Program, offer invaluable services to help you understand your financial situation and explore available solutions. Among these reputable organizations, Pioneer Credit Counseling stands out as a dedicated provider listed within the official registry.

Pioneer Credit Counseling, operating under Black Hills Children’s Ranch, Inc., is recognized for its commitment to assisting individuals with their credit and debt concerns. Located at 1644 Concourse Drive, Rapid City, SD 57703, Pioneer Credit Counseling offers services designed to educate and empower consumers to make informed financial decisions. While the original listing provides website information only, further research into Pioneer Credit Counseling reveals they are dedicated to providing comprehensive credit and debt consolidation services. They operate with the aim of guiding individuals towards financial stability.

For those seeking alternatives or additional options, the U.S. Trustee Program maintains a comprehensive list of approved credit counseling agencies. This list ensures that individuals have access to legitimate and vetted organizations capable of providing the necessary counseling services required for bankruptcy filers, and beneficial for anyone seeking financial education and debt management assistance.

Below is a list of other approved credit counseling agencies, mirroring the original document to maintain accuracy and provide a broad overview of available resources:


$0 BK CLASS, INC. (Expires July 5, 2025)
Post Office Box 1004 Higley, AZ 85236
Phone: 877-376-7122
Fax: 877-656-4318
Website: www.MyOnlineBankruptcyClass.com
Email: [email protected]


001 DEBTORCC Inc. (Expires December 4, 2025)
378 Summit Avenue Jersey City, NJ 07306
Phone: 800-610-3920
Fax: 888-557-1635
Website: www.debtorcc.org
Email: [email protected]


Abacus Credit Counseling (Expires May 31, 2025)
17337 Ventura Boulevard, Suite 205 Encino, CA 91316
Toll Free: 800-516-3834
Fax: 818-477-0496
Website: www.abacuscc.org
Email: [email protected]


Access Counseling, Inc. (Expires April 22, 2025)
633 W. 5th Street, Suite 26001 Los Angeles, CA 90071
Phone: 800-205-9297
Fax: 866-431-1927
Website: www.AccessCounseling.com, www.AccessCounselingInc.org
Email: [email protected]


Allen Credit and Debt Counseling Agency (Expires March 1, 2025)
800 Dakota Avenue N. Huron, SD 57350
Phone: 888-415-8173
Fax: 605-610-4059
Website: www.acdcas.com


American Consumer Credit Counseling, Inc. (Expires April 23, 2025)
130 Rumford Avenue, Ste. 202 Newton, MA 02466
Phone: 866-826-6924
Fax: 617-559-5791
Website: www.consumercredit.org


Biblical Financial Concepts d/b/a Stand Sure Counseling Services (Expires January 6, 2026)
124 Oak Ridge Drive P. O. Box 418 Oneonta, AL 35121
Toll Free: 877-240-1398
Fax: 800-478-4724
Website: www.standsurecc.org
email: [email protected]


Black Hills Children’s Ranch, Inc (Expires February 19, 2025)
dba Pioneer Credit Counseling dba Pioneer Credit & Debt Consolidation Services
1644 Concourse Drive Rapid City, SD 57703
Website: www.pioneercredit.com


Butterfly Financial Education (Expires April 13, 2025)
P.O. Box 6688 Ocean Isle Beach, NC 28469
Phone: 844-289-2701
Fax: 919-741-5869
Website: www.butterflyfe.com


CC Advising, Inc. (Expires March 1, 2025)
721 Washington Avenue Suite 305 Bay City, MI 48708-5724
Phone: 855-980-6690
Fax: 517-861-2042
Website: www.ccadvising.com


Consumer Credit Counseling Service of Mobile (Expires May 6, 2025)
705 Oak Circle Drive, East Mobile, AL 36609
Toll Free Phone: 888-880-1416
Phone: 251-602-0011
Fax: 251-666-6850
Website: www.lifelinesmobile.org


Consumer Education Services, Inc. (Expires January 14, 2024) d/b/a Start Fresh Today, LLC CESI Debt Solutions
3724 National Drive, Ste. 220 Raleigh NC, 27612
Phone: 800-435-9138
Fax: 866-209-9860
Website: www.startfreshtoday.com


Consumer Financial Education Foundation of America, Inc. (Expires August 1, 2025) dba CFEFA
3425 5th Avenue South Birmingham, AL 35222
Phone: 205-321-2822
Fax: 205-321-2848
Website: www.CFEFA.org


Credit Advisors Foundation (Expires February 14, 2026)
1818 South 72nd Street
Omaha, NE 68124
Phone: (402) 393-3100
Fax: (402) 393-7660
Website: www.yourbankruptcypartner.com
Email: [email protected]


Credit Card Management Services, Inc. (Expires February 2, 2026)
1325 N. Congress Ave., Suite 201 West Palm Beach, FL 33401
Mailing address: PO Box 220597 West Palm Beach, FL 33422
Phone: 800-920-2262
Fax: 866-561-2622
Website: www.debthelper.com
Email: [email protected]


Cricket Debt Counseling, Inc. (Expires August 7, 2025)
219 SW Stark Street, Suite 200 Portland, Oregon 97204
Phone: 503-353-0400
Fax: 866-476-6522
Website: www.cricketdebt.com
Email: [email protected]


Debt Education and Certification Foundation (Expires March 9, 2026)
112 Goliad Street, Suite D Benbrook, Texas 76126
Toll Free: 866-859-7323
Fax: 866-339-3328
Website: www.debt-foundation.org
email: [email protected]


Garden State Consumer Credit Counseling, Inc. (Expires November 18, 2025) d/b/a Novadebt d/b/a Navicore Solutions
200 US Highway 9 Manalapan, New Jersey 07726
Phone: 732-409-6281
Fax: 732-431-5248
Website: www.navicoresolutions.org
email: [email protected]


GreenPath, Inc. (Expires July 12, 2025)
36500 Corporate Drive Farmington Hills, MI 48331
Phone: 877-569-7547
Fax: 248-848-4050
Website: www.greenpath.org
email: [email protected]


InCharge Debt Solutions, Inc. (Expires October 13, 2024)
5750 Major Blvd, Suite 300 Orlando, FL 32819
Phone: 866-729-0049
Fax: 877-419-8370
Website: www.personalfinanceeducation.com


Money Management International, Inc. (Expires September 1, 2025)
14141 Southwest Freeway, Suite 1000 Sugarland, Texas 77478
Phone: 877-964-2227
Fax: 713-394-3010
Website: www.moneymanagement.org
www.bankruptcy.org
www.bankruptcycertificate.com
Email: [email protected]


Springboard Nonprofit Consumer Credit Management, Inc. (Expires January 28, 2026) Springboard Solutions, LLC
4351 Latham Street Riverside, CA 92501
Mailing address: P.O. Box 5438 Riverside, CA 92517
Phone: 951-781-0114
Toll Free: 800-947-3752
Fax: 951-781-9896
Website: www.credit.org
www.bkhelp.org
www.deuda.org
email: [email protected]


Urgent Credit Counseling, Inc. (Expires August 7, 2025)
219 SW Stark Street, Suite 200 Portland, Oregon 97204
Phone: 866-233-1940
Fax: 866-645-7212
Website: www.urgentco.com
Email: [email protected]


Choosing a reputable credit counseling agency is a vital step towards financial recovery. Agencies like Pioneer Credit Counseling and the others listed provide confidential guidance and resources. Remember to verify the expiration dates and directly contact the agencies to ensure the most current information and to discuss your specific financial needs. Taking proactive steps today can pave the way for a healthier financial future.

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