Are you looking for a bank that puts your needs first? Pioneer Bank in Roswell offers a comprehensive suite of personal checking accounts designed to provide convenience, value, and exceptional service. Whether you’re just starting out, managing a household, or planning for the future, Pioneer Bank has a checking account to fit your lifestyle.
Checking Accounts Tailored to You
At Pioneer Bank Roswell, we understand that everyone’s financial needs are unique. That’s why we offer a variety of checking account options, all packed with valuable features and benefits. Every personal checking account at Pioneer Bank comes standard with:
- Free Instant Issue Visa® Debit Card: Get immediate access to your funds with a debit card issued right away, perfect for everyday purchases and online transactions.
- Free Pioneer Card Control: Manage your debit card with ease through our mobile app. Set spending limits, receive alerts, and even temporarily lock your card if needed, all from your smartphone.
- Free Zelle® Payments: Send and receive money quickly and securely with Zelle®, directly from your Pioneer Bank account. It’s the fast, safe, and easy way to pay friends, family, and more.
- Direct Deposit & Automatic Payments: Simplify your finances by setting up direct deposit for your paycheck and automatic payments for recurring bills.
- Free Internet Banking: Access your account information, transfer funds, and manage your finances anytime, anywhere with our secure online banking platform.
- Free Bill Pay: Say goodbye to stamps and envelopes! Pay your bills online quickly and easily through our free Bill Pay service.
- Free eStatements or Paper Statements: Choose the statement delivery method that suits you best. Opt for eco-friendly eStatements with images or receive traditional paper statements.
- Free Mobile Banking with Mobile Deposit: Bank on the go with our mobile banking app. Deposit checks remotely, check balances, transfer funds, and more, all from your mobile device.
- Free Thank You Gift: As a welcome to Pioneer Bank, new checking account customers receive a special thank you gift.
- Free Unlimited Check Writing: Write as many checks as you need without any per-check charges.
- Free Buy Back of Your Old Checks and Debit Cards: We’ll buy back your unused checks and debit cards from your previous bank, up to $10.
- No Per Check Charge: Enjoy the freedom of writing checks without incurring extra fees.
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Download our Personal Checking brochure
Completely Free Checking
Choosing between paper statements without images or eStatements with images is up to the customer. Additional data rates and text charges may apply from your mobile carrier. Standard banking fees apply, please inquire at your local Roswell branch for complete details. Other fees, such as NSF, overdraft, and sustained overdraft fees may also apply. A minimum opening deposit of $50 is required. This offer is valid for personal accounts only; business and corporate accounts are not eligible. Standard bank rules and regulations apply. Contact us for more information. Buy back offer for old checks and debit cards is capped at $10.
Open Your Account Today at Pioneer Bank Roswell
Ready to experience the Pioneer Bank difference? Opening an account is simple. Visit any of our convenient locations in Roswell and bring the following:
- $50.00: This initial deposit is all yours to keep, as there is no minimum balance requirement after opening.
- Two Forms of Valid U.S. Identification:
- PRIMARY: Driver’s license, Passport, US Government ID, US Military ID, Alien registration card
- SECONDARY: Social Security card, Voter registration, Birth certificate, State or local government ID, Company ID, Police ID, Medical Insurance Card
- Social Security Number
- Proof of Address: If your driver’s license address is different from your current address, please bring proof of address.
And don’t forget to select your FREE welcome gift when you open your new account!
Dedicated Customer Support
Pioneer Bank Roswell is committed to providing exceptional customer service. Our Online Chat and Call Center representatives are here to assist you with any banking needs you may have.
Our support hours are:
- Monday – Friday: 7:00 a.m. – 6:00 p.m.
- Saturday: 9:00 a.m. – 1:00 p.m.
Call us at 575-624-5200 or click the chat button below to connect with a representative now.
Explore More Banking Solutions at Pioneer Bank
Pioneer Bank Roswell offers a wide range of financial products and services to meet all your needs.
Pioneer Bank Credit Cards
Discover the convenience and rewards of a Pioneer Bank credit card! Enjoy:
- Flexible Rewards: Earn rewards that fit your spending habits.
- Low Introductory Rate: Take advantage of a low introductory APR.
- Exceptional Features and Benefits: Benefit from a range of cardholder perks.
- No Annual Fee: Enjoy all the advantages without an annual fee.
Apply today!
Instant Issue Debit Cards: Fast, Convenient, and Secure
Pioneer Bank’s instant issue debit cards offer a simple and convenient way to make purchases, both in-store and online. Using your debit card is as easy as writing a check, but faster and more secure.
Debit Card Advantages:
- Fast as Cash: Make quick and easy purchases.
- Use Like a Credit Card: Accepted wherever Visa® is accepted.
- Eliminates Check Writing Hassle: No more fumbling with checks.
- Directly Debited from Your Account: Track your spending easily as funds are deducted directly from your checking account.
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Free Online Banking: Manage Your Finances 24/7
Take control of your finances with Pioneer Bank’s free online banking platform. Manage your money anytime, anywhere, with an intuitive and user-friendly interface.
Online Banking Features:
- Account Dashboard: View all your account balances, pay bills, and transfer funds from one central location.
- Real-Time Account Access: Check balances, view transaction history, and see check images in real-time.
- 24-Hour Access: Manage your checking accounts, loans, and CDs around the clock.
- Export Transaction History: Export data to financial software or spreadsheets for easy budgeting and tracking.
- Funds Transfers: Transfer money seamlessly between your Pioneer Bank accounts.
- Online Bill Pay: Pay bills electronically, saving time and effort.
- Safe and Secure: Your financial information is protected with robust security measures.
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Free Bill Pay: Simplify Your Payments
Pioneer Bank’s free Bill Pay service is the easiest way to manage and pay your bills.
Bill Pay Benefits:
- Pay Virtually Anyone: From local businesses to national companies, and even individuals.
- Categorize Payments: Organize your bills into folders for easy management (e.g., utilities, household).
- Receive eBills: Go paperless and receive electronic bills for added convenience and security.
- Payment Reminders: Set up email reminders to notify you when bills are due.
- Automatic Payments: Schedule recurring payments for fixed bills like rent or loan payments.
- Message Center: Get quick answers to your Bill Pay questions.
- Enhanced Security: Pay bills more securely than mailing paper checks.
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E-Statements: Go Green, Stay Informed
Embrace the convenience and eco-friendliness of Pioneer Bank e-statements.
E-Statement Advantages:
- Environmentally Friendly (GREEN): Reduce paper consumption and support sustainability.
- Faster Delivery (FAST): Receive your statements sooner than traditional mail.
- Simplified Organization (SIMPLE): Eliminate paper clutter and easily access past statements digitally.
- Enhanced Security (SECURE): Protect your information from mail theft and identity fraud.
- Free Service (FREE): Enjoy all these benefits at no cost.
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Mobile payments
A person making a mobile payment with their smartphone, illustrating the ease of mobile payment options offered by Pioneer Bank in Roswell.
Mobile Payments: Secure and Simple with Apple Pay™ and Samsung Pay
Pioneer Bank Roswell supports secure mobile payment options like Apple Pay™ and Samsung Pay, allowing you to pay with your smartphone quickly and safely.
Mobile Payment Security and Convenience:
- Secure Transactions: Apple Pay™ uses Touch ID™ or your passcode, and never shares your card number. Samsung Pay uses your fingerprint or PIN, also keeping your debit card number private.
- Data Protection: Your debit card number is not stored on your device or shared with retailers.
- Lost or Stolen Phone Security: Even if your phone is lost or stolen, your account remains secure as activation requires Touch ID™ or fingerprint authentication.
Pioneer Bank – exceeding customer experience by staying at the forefront of banking technology in Roswell.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Zelle®: Fast, Safe, and Easy Money Transfers
Need to send money quickly? Zelle® through Pioneer Bank Roswell is the perfect solution for fast, safe, and easy money transfers.
Zelle® Features:
- Fast Transfers: Funds are typically sent directly to the recipient’s account within minutes*.
- Easy to Use: All you need is the recipient’s email address or U.S. mobile phone number.
- Versatile: Great for splitting bills, sending gifts, or paying back friends.
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Transactions typically happen within minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® requires a bank account in the U.S. to use. Sending payment requests or split payment requests to a U.S. mobile number requires the mobile number to be enrolled with Zelle.
Mobile Banking (Mobiliti): Banking Alerts and On-Demand Service
Stay informed and in control of your finances with Mobiliti, Pioneer Bank’s mobile banking alert system.
Mobiliti Benefits:
- Account Alerts: Receive real-time text message alerts for account activity, such as low balances or deposits.
- On-Demand Information: Get the information you need, when you need it, directly on your cell phone.
- Mobile Account Access: Securely log in from your internet-enabled cell phone to:
- Track Debit Card Purchases: View purchases by date, merchant, category, or location map.
- Check Account Balances: Quickly view your current balances.
- View Recent Transactions: See your latest account activity.
- Transfer Funds: Move money between your accounts.
- Complete Security: Mobiliti utilizes multi-layered authentication for maximum security.
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Secure Internet Banking
A lock icon symbolizing the secure internet banking solutions provided by Pioneer Bank Roswell to protect customer accounts.
Secure Internet Banking: Protecting Your Financial Information
Pioneer Bank Roswell prioritizes the security of your online banking experience with strong, multi-layered security measures to protect your accounts and personal information.
Tell-A-Friend Program: Share the Benefits and Earn Rewards
Spread the word about Pioneer Bank Roswell and get rewarded! Refer a friend, and when they open a new checking account, both of you will receive a FREE gift through our Tell-A-Friend program.
Refer someone online today!
Free Gift with New Checking Account
Open a checking account at Pioneer Bank Roswell and receive a free thank you gift! It’s our way of welcoming you to the Pioneer Bank family.
24-Hour Phone Banking: Access Your Account Anytime
Manage your accounts around the clock with Pioneer Bank’s free 24-hour phone banking service.
Phone Banking Features:
- 24/7 Access: Access your account information 365 days a year.
- Balance Information: Check your current balances.
- Interest & Deposit Information: Get details on interest earned and recent deposits.
- Withdrawal History: Review recent withdrawals.
- Check Clearing Information: Check the status of your last five checks.
- CD/IRA Maturity Information: Access maturity details for CDs and IRAs.
- Fund Transfers: Transfer funds between accounts.
- Privacy and Convenience: Bank from anywhere with complete privacy.
- Free Service: No charges for using phone banking, no matter how often you call.
- Instant Access: No waiting, get straight to the information you need.
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Money Pass ATM Network
MoneyPass ATM Network: Surcharge-Free ATM Access Nationwide
Access your cash surcharge-free at over 37,000 MoneyPass ATMs nationwide. Pioneer Bank Roswell provides convenient access to your money wherever you are.
- Find ATMs Easily: Locate ATMs at moneypass.com.
- Extensive Network: Over 37,000 surcharge-free ATMs across the country.
- Save on Fees: Avoid ATM surcharge fees by using MoneyPass ATMs.
Protect Yourself from Identity Theft
Pioneer Bank Roswell is committed to helping you protect your identity. Learn about common identity theft techniques and how to safeguard your personal and financial information. Identity theft is a serious crime, and we provide resources to help you stay safe.
Savings and Money Market Accounts: Grow Your Savings with Pioneer Bank
Reach your savings goals with Pioneer Bank’s savings and money market accounts, offering competitive rates and flexible options.
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DOWNLOAD PDF SAVINGS/MONEY MARKET FEE SCHEDULE
DOWNLOAD PDF CURRENT FEE SCHEDULE
MANAGE YOUR OVERDRAFT FEES (pdf)
| Account Closeout (within 1 year of opening) | $30.00 |
|---|---|
| Auto Overdraft Transfer (per transfer) | $5.00 |
| ATM/Debit Card or PIN # Replacement Rush replacement | $10.00 $50.00 |
| Bank Credit Reference Letter | $25.00 |
| Bill Pay Services (consumer) Account to Account Transfers (each) Same Day Bill Payment | no charge $2.00 $9.95 |
| Cashier’s Check | $8.00 |
| Check Copies | $3.00 |
| Check Printing (prices vary depending on style) | |
| Coin Counting • Customer 1% of coin (or minimum of) | $3.00 |
| Collections Domestic (incoming and outgoing) | $25.00 |
| Collections Foreign (Additional foreign bank fees may apply) | $30.00 |
| Dormant Account Fee (Per month after 12 months of inactivity) | $10.00 |
| Faxes (incoming and outgoing per page) | $1.00 |
| Foreign Currency Order/Exchange | $25.00 |
| IRA Transfer/Closeout | $50.00 |
| MoneyPass ATM Transactions | No Charge |
| Night Deposit Bag (with lock) | $30.00 |
| Non-Pioneer (Non MoneyPass) ATM Transaction | $3.00 |
| Non-Sufficient Funds Fee (per presented item) | $35.00 |
| Notary (non-customer) | $5.00 |
| Overdraft Fee (per presented item) | $35.00 |
| Person to Person Transfer (P2P) | no charge |
| P2P Stop Payment | $25.00 |
| Photocopies (per page) | $0.50 |
| Research/Account Balancing (per hour/1 hour minimum) | $35.00 |
| Returned Mail (without forwarding address) | $5.00 |
| Safe Deposit Boxes (where available) | |
| 3×5 | $20.00 |
| 3×10 | $30.00 |
| 5×5 | $40.00 |
| 5×10 | $45.00 |
| 10×10 | $70.00 |
| Vault | $125.00 |
| Key Deposit | $25.00 |
| Safe Box Drill (other fees may apply) | $175.00 |
| Safe Box Late Payment (per month) | $10.00 |
| Statements | no charge |
| eStatements | no charge |
| Images with eStatements | no charge |
| Mailed without images | no charge |
| Images in Mailed Statements – Personal | $5.00 |
| Images in Mailed Statements – Business | $10.00 |
| Stop Payment Fee | $25.00 |
| Sustained Overdraft Fee (Personal accounts per day starting on the 15th business day. Business accounts per day starting on the 5th business day.) | $5.00 |
| Tax Levy/Garnishment & Subpoenas | $150.00 |
| Telephone Transfers | $3.00 |
| Temporary Check/Deposit Slips (maximum 9) | $5.00/3 |
| Visa Gift Card | $5.00 |
| Wire Transfers | |
| • Incoming | $8.00 |
| • Outgoing | $30.00 |
| • Foreign | $60.00 |
| CERTIFICATES OF DEPOSIT |
|---|
| • $1,000 minimum to open |
| • Competitive interest paid on balances over $500 |
| • 3 month to 60 month terms available |
| • Fixed rate guaranteed for term of deposit |
| • Automatic renewals (except Jumbos) |
| • Quarterly compounding available unless interest is withdrawn (except Jumbos) |
| • IRAs (Individual Retirement Accounts) available |
| Account subject to penalty for early withdrawal |
| EASY ACCESS CD |
| • $1,000 minimum to open |
| • Withdrawals NOT subject to penalty after first six days from the date after the account is opened |
| • Rate guaranteed for six months |
| • Unlimited deposits of $500 or more |
| • Up to six teller-conducted withdrawals per month of $500 or more |
| • Rate reverts to savings rate for balances of less than $1,000 |
| • Monthly compounding |
| • Monthly statements provided |
| Account subject to penalty for early withdrawal |
| PIONEER SAVINGS |
| • $50 minimum to open |
| • Interest paid on entire balance, unless balance falls below $100 |
| • Free ATM card3 |
| • 24-hour account access through our phone, mobile and on line banking systems |
| • The following service charges will apply: | Account Balance | Monthly Charge | | $100 & Over | None | | $99 & Under | $3.00 | |
| — |
| MONEY MARKET ACCOUNT |
| • $50 minimum to open |
| • Competitive interest rate paid on entire balance |
| • Limited to three check withdrawals per statement |
| • If balance falls below $750 on any day, the following service charges will apply: |
| Account Balance | Monthly Charge |
|---|---|
| $750 & Over | None |
| $500-$749 | $8.00 |
| $250-$499 | $9.00 |
| $249 & Under | $10.00 |
Plus applicable sales tax Withdrawal fee may apply
Leaving Pioneer Bank Website Disclaimer
Please Note: By clicking “Confirm” on external links, you will leave Pioneer Bank’s website and visit a third-party website with potentially different privacy and security policies. Pioneer Bank is not responsible for the content, availability, or security of these external sites. Please review their policies before proceeding.
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Pioneer Bank Resource Center: Training and Videos
Explore our resource center for helpful training materials and videos to learn more about Pioneer Bank’s products and services.
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Round-Up Savings: Effortless Saving for Your Future
Make saving automatic with Pioneer Bank’s Round-Up Savings program. Each debit card purchase is rounded up to the nearest dollar, and the difference is automatically transferred to your savings account.
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Download Account Terms and Conditions
Download our account terms and conditions
